Sweetwater Insurance Agency, Inc.

 

Sweetwater Insurance Agency, Inc.

Established 1887

 

118 West North Street

Sweetwater, TN 37874

 

Phone: 423-337-5088

 

 

  

 

   This privacy policy summarizes the policies and practices regarding the collection, disclosure and confidentiality of your nonpublic personal information. At Sweetwater Insurance Agency, Inc., we are committed to protecting your privacy. We want you to understand what information we collect about you and how we use that information. This privacy policy applies to our relationship with you if you are an individual who obtains products or services from us for personal, family or household purposes.

 

Information We Collect

   We collect nonpublic personal information about you from the following sources:

Information We Disclose to Nonaffiliates


   We do not disclose any nonpublic personal information about you to any nonaffiliated third parties, except as permitted by law. Disclosures which are permitted by law include, but are not limited to, disclosures which are necessary to service your policy, to investigate and pay claims, and to process transactions that you request. We also may disclose nonpublic personal information about you to third parties that perform marketing services on our behalf or to other financial service providers with which we have joint marketing agreements.

Information We Disclose within our Corporate Family (Unless You Tell Us Not To)


   We are permitted by law to share information about our experiences and transactions with you (such as your payment and claims history and the types of insurance coverages you purchase from us) within our corporate family, which includes such entities as insurance companies, banks and finance companies. Unless you tell us not to, we also may share information which does not relate solely to our experiences and transactions with you ("nonexperience information") within our corporate family. Nonexperience information includes information we obtain from your application (such as your date of birth, the types of vehicles you own, or the value of your home), information we obtain from a consumer report (such as your insurance score or credit history), information we obtain to verify representations made by you (such as motor vehicle reports and your prior loss history with other insurers) and information we obtain from a third party regarding that party‚Äôs employment, credit or other relationship with you (such as your employment history). If you prefer that we not share nonexperience information within our corporate family, you may direct us not to do so by calling us at 423-337-5088. Please understand that if you choose this option, we may not be able to inform you of products or services that may be of particular interest to you, and in certain cases your transactions with us may be delayed.

If one party to a joint policy account or other relationship with us directs us not to share nonexperience information within our corporate family, we will treat that direction as applying to all parties to the joint policy, account or other relationship.

We will also adhere to any State privacy law requirements not addressed herein.

Information Security


   We restrict access to nonpublic personal information about you to those employees and outside service providers who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with applicable federal and state regulations to guard your nonpublic personal information.

Disclosure

   Our agency makes every reasonable effort to present accurate and reliable information on our website. However, we are not responsible for any errors in or omissions from the information contained in or accessed through this Site, nor for the timeliness of the information. The information in this Site is not intended to provide specific advice about individual legal, business or other questions, and it is not a substitute for users' independent research and evaluation of any issue. If specific legal or other expert advice is required or desired, the services of an appropriate, competent professional should be sought. All of the information in this web site is provided "as is" without warranty of any kind whatsoever. We make no representations of any kind whatsoever and disclaim all express, implied, statutory or other warranties of any kind whatsoever to the user and/or any other party, including, without limitation, any warranties of accuracy, timeliness, completeness, efficacy, merchantability, and fitness for any particular purpose. Our agency shall have no tort, contract or any other liability to users of this Site and/or to any other party. We shall not be liable to users and/or any other party for any lost profits or lost opportunities, or any indirect, special, consequential, incidental or punitive damages whatsoever, even if we have been advised of the possibility of such damages. Hyperlinks Are Not Endorsements. 

Links to other Websites, or references to products, services or publications, other than those of our agency at this Site, do not imply our endorsement or approval of such Websites, products, services or publications, nor are such links or references any indication that we have received specific authorization to provide these links or references. We do not endorse, approve, certify or control any external Websites, and we are not responsible for the accuracy, timeliness, completeness, efficacy, merchantability, fitness for any particular purpose or correct sequencing of information located at such sites. Rather, the links on this Site to other Websites are provided solely as a convenience to users of this Site.

 

 

 

 

 

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